Schedule 1 forms - Credit regulations
Schedule 1 to the National Consumer Credit Protection Regulations?2010 (Regulations) provides forms that are required to be given to consumers regarding credit contracts and consumer leases.
See regulation?6 of the Regulations and section?208 of the National Credit Code (which is Schedule?1 to the National Consumer Credit Protection Act?2009) for information about compliance with the forms.
The following forms contain the wording prescribed by Schedule?1 to the Regulations.
The forms are available as PDFs and Microsoft Word documents:
Credit Form?4 Prescribed terms and conditions of mortgage (PDF?135?KB)
Credit Form 5 Information statement (things you should know about your proposed credit contract)
Credit Form 6 Disclosure about credit contracts (use if the document signed by the debtor constitutes an offer)
Credit Form?7 Disclosure about credit contracts (use if the document signed by the debtor constitutes the acceptance of an offer by the credit provider)
Credit Form 7A Disclosure about credit contracts (reverse mortgages)
Credit Form?8 Disclosure about guarantee
Credit Form?9 Information statement (things you should know about guarantees)
Credit Form?10 Information after surrender of mortgaged goods
Credit Form?11 Direct debit default notice
Credit Form 11A Direct debit default notice
Note: See regulation?85 for information on whether to use Form?11 or Form?11A
Credit Form?12 Information about debtor’s rights after default
Credit Form 12A Information about debtor’s rights after default?
Note: See regulation?86 for information on whether to use Form?12 or Form?12A
Credit Form?13 Consent to enter premises
Credit Form?14 Notice after taking possession of mortgaged goods
Credit Form?15 Notice of right to terminate maintenance services contract
Credit Form?16 Notice of right to cancel mortgaged property insurance
Credit Form?17 Information statement (things you should know about your consumer lease)
Credit Form 18 Direct debit default notice (information to be contained in a one-off notice about a direct debit default)
Credit Form 18A Information about lessee’s rights after default
Credit Form 19 Consent to enter premises
- Applying for and managing your credit licence
- Regulatory index – Credit
- National Credit Act?and National Consumer Credit Protection Regulations 2010